We eliminate administrative friction points and solve fiduciary challenges for plan sponsors.
We clear dormant, small accounts that are still in your plan, inflate audit costs, and require missing participant searches.
We provide a turnkey solution for the complexities of M&A and bankruptcy that lead to 401(k) plan terminations, ensuring a seamless exit for participants and the company.
We optimize costs and operational flow, allowing plan sponsors to focus on their active workforce while we handle the legacy.
By providing a high-quality destination for force-outs and participant tracking, we solve the ERISA challenges for both advisors and clients.
We offer a competitively priced, transparent platform with institutional-grade investments (no low-yield cash accounts) and genuine, human customer service when needed.
PensionBee integrates directly with leading recordkeepers to provide a hands-on, end-to-end transaction.
We manage small balance accounts (Safe Harbor threshold of $7k and under), helping reduce administrative burden and supporting voluntary rollovers for former participants.
Specialized protocols for M&A and Bankruptcy-driven 401(k) or 403(b) plan closures.
We manage the transition from the initial data sync to the final participant distribution, offering dedicated support to plan sponsors and their advisors.
End-to-end solution
We provide a platform to streamline key administrative processes, from small account management to complex 401(k) plan termination, helping plans stay compliant and reduce administrative burden.
Recordkeeper integration
We automate technical workflows with market-leading recordkeepers to maintain data integrity and minimize manual effort.
Technical expertise
Hands-on responsiveness from a team that understands the nuances of fiduciary responsibility.
Targeted approach
An innovative, competitively-priced platform that helps advisors demonstrate their value by solving their clients' toughest plan administration headaches.
Award-winning digital experience
An intuitive digital platform that reflects how people manage money today.
Real people, real support
Every rollover participant has access to a dedicated, U.S.based account manager to guide their retirement journey.
Institutional-grade portfolios
In addition to our default Safe Harbor offering, rollover participants can access a Target Date portfolio and other diversified portfolios with ETFs that include SPY and MDY from State Street Investment Management, providing an investment approach designed to meet participants’ long-term retirement goals.
Transparent fee structure
Competitive, transparent fees that avoid fixed-fee structures which can disproportionately erode small retirement balances.
We provide an innovative platform that simplifies automatic rollovers and 401(k) plan terminations and offers competitively priced portfolios for rollover participants. Demonstrate real impact while reducing administrative hassle.
We help make automatic rollovers and 401(k) plan terminations simple while addressing your fiduciary obligations. With plans designed to preserve the capital of rollover participant savings, we offer an excellent user experience.
We keep costs simple and transparent with a single all-inclusive annual fee that covers all investment and account management costs, including support from our team of U.S.-based account managers.
We provide educational content and tools that help rollover participants understand their retirement options and make confident decisions, driving stronger engagement and encouraging savers to seek better outcomes.
Explore our press coverage to see how we’re helping protect retirement savings by offering a better alternative to legacy automatic rollover providers.
As the U.S. workforce becomes increasingly mobile, millions of small retirement accounts are being left behind with former employers. Most will become long-term traps that can drain retirement savings through excessive fees and minimal returns.
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Our app makes everything easier, but when users need support, they get real humans. A dedicated account manager (BeeKeeper) is available by phone, live chat and email for each participant.
Talk to an expertJoin over 305,000 customers globally who’ve simplified their retirement savings with us. See how we’ve helped them manage approximately $10 billion in assets globally.
Many inactive retirement accounts lose value in Automatic Rollover IRAs due to high fees and low returns. PensionBee takes a different approach, prioritizing growth and competitive fees to safeguard the value of every account. Click below to see how traditional providers compare.
What are Automatic Rollovers?
How do Automatic Rollovers benefit employers?
What is the PensionBee difference compared to other Automatic Rollover (Safe Harbor IRA) providers?
How do other Automatic Rollover (Safe Harbor IRA) providers' fees impact retirement savings?
Where can I find more information about PensionBee’s Automatic Rollovers?
What if employees don’t want their accounts moved?
How does this affect our fiduciary responsibility?
What’s the implementation timeline?
PensionBee supports a better retirement destination for participants. Our office is open Monday - Friday: 9:30am-5pm (ET)
Your investment is at risk. Past performance is no guarantee of future results.
Not bank guaranteed. Not FDIC insured.
